Wednesday, September 22, 2010

Budgeting Finances, Your Marriage & God

Prior to marrying my wife, Courtney, 99% of the financial decisions I made were complete and utter disasters. I didn't make a budget, I didn't plan for the future, I spent money and when I ran out - I'd spend money I didn't have. I had credit card debt, a bad car loan and no direction - all the while thinking this is how everyone is with their money. I had to change my view on what a budget really is. A budget to me is being serious with your life decisions. Period. With the help of Dave Ramsey & Courtney, after about 6 months - The light would finally click on in my head and I would change.

Almost 4 years later - no credit card debt, no bad car loan, no debt except the mortgage and putting a name to every dollar we have - has made all the difference in the world. The everyday weight I felt about having debt was lifted and I can appreciate everything in this world so much more. It has allowed me to share with others that you can conquer your financial worries just by being realistic.

Thinking about a "budget", we need to budget for things in our everyday life that don't just deal with finances. We have to budget time for our spouses and their needs, wants and passions. Budget time with children (if you have them), We have to budget time to have fun, We have to budget time for fellowship with our friends and family. Most importantly, We have to budget time with God and prayer and the word of God - the Bible.

In the below passage of Luke 14:28-30, we learn that if you do not sit down to budget first - you will be mocked and unable to finish a vision you have set forth in your life.

Luke 14:28-30
For which of you, intending to build a tower, does not sit down first and count the cost, whether he may have enough to finish it; lest perhaps, after he has laid the foundation and is not able to finish, all those seeing begin to mock him, saying, This man began to build and was not able to finish.


In the below passage of Corinthians, we learn that saving leads to a prospering life.

1 Corinthians 16:2
On the first day of every week each one of you is to put aside and save, as he may prosper, so that no collections be made when I come.


You can have a truly enjoyable life - if you budget appropriately for it.

Joshua Friedel

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